RKM integrates the “Intelligent Strategy Custody System,” “Cross-Market Crisis Identification System,” and “Personalized Strategy Companion System” to form a unified risk management and wealth protection framework. By comparing quantitative monitoring models with historical crisis data, the system detects market volatility and potential risk signals in real time, issuing early warnings 3–6 months before crises occur. At the strategy execution level, RKM automatically manages position control, profit-taking/stop-loss adjustments, and drawdown optimization to ensure stable returns and capital security. By integrating user investment behavior records and risk tolerance profiles, the system dynamically optimizes investment strategies, delivering true intelligent risk defense and long-term wealth growth.